South Carolina All-in-One Insurance License Course: Life, Health, Property and Casualty

South Carolina doesn't issue a license called "All-in-One." It's our name for holding all four major lines of authority on your resident producer license: Life, Accident & Health or Sickness, Property, and Casualty.

You get there by passing two combination exams, Life, Accident and Health and Property and Casualty, and the All-in-One bundle preps you for both. Want to compare every option first? Here's a rundown of South Carolina license typesPre License 10 Most Common Questions About Getting Your South Carolina Insurance License Resources.

Two combination exams, or four single-line exams if you'd rather split them up:

• Life, Accident and Health: 140 questions, 150 minutes
• Property and Casualty: 140 questions, 165 minutes

Each exam has its own score, and a passing result stays valid for one year, so you can take them on different days. Get the full exam breakdownPre License What Is On The South Carolina Insurance Exam And How Should You Prepare Resources before you book.

Holding every major line lets you protect a client's whole world: their family, their health, their home, their car, and their business. That means more ways to help each client, more cross selling opportunities, and more flexibility to move between captive agencies, independent agencies, and your own book of business.

See what agents makePre License How Much Do Insurance Agents Make In South Carolina Resources in South Carolina, and how the captive vs. independentPre License Captive Vs Independent Which Path Pays More In South Carolina Resources choice plays out here.

Your license makes you eligible to sell, but you also need to get appointedPre License Do South Carolina Insurance Agents Need A Carrier Appointment To Sell Insurance Resources with each insurance carrier you plan to represent. Most new agents join an agency that handles appointments, then start building a book of business. Our checklist covers the first stepsPre License What New Agents Should Do After Earning A South Carolina Insurance License Resources.

Your timeline depends on how quickly you're ready for two exams. You can schedule each Pearson VUE exam whenever you're prepared, with no state approval needed first. After you pass, wait 48 hours, apply through NIPR, and complete fingerprinting when the Department of Insurance emails you.

Passing results stay valid for one year, so you can take the exams weeks apart and still apply for every line together. Our licensing stepsPre License What Are The Steps To Get Your Insurance License In South Carolina Resources guide maps out the whole process.

There's no required order. Start with the line you plan to sell first, or the one you feel strongest in. Each exam is scored on its own (here's how scoring worksPre License What Score Do You Need To Pass The South Carolina Insurance Exam Resources), so passing one doesn't depend on the other.

Just know each combination exam is graded as a single test, so you need to pass the whole thing to get either line on it.

With Life, Accident & Health or Sickness, Property, and Casualty on your license, you can sell:

• Life insurance and fixed or indexed annuities
• Health, disability income, Medicare supplement, and long-term care coverage
• Homeowners, renters, condo, and auto policies
• Commercial property, general liability, and workers' compensation

A few products need an extra step first: long-term care requires 8 hours of training, annuities require annuity training, flood requires NFIP training, and variable products also require FINRA registration.