Sample California insurance practice test question

Free California Insurance Practice Test

Try 10 free practice questions for the California Life, Accident and Health or Property and Casualty exam. You'll see the right answer and a short explanation after each one, then your score at the end.

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Get a California insurance exam question in your inbox every morning, plus a full explanation, so test day feels like something you've already practiced.

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California Insurance Exam Practice Questions

Each practice test has 10 general knowledge questions, like the general insurance questions on California's exams. Pick your exam to start.

What to Expect on the California Insurance Exam

All-in-One (L&H + P&C): Taking Both Exams

There's no single combined exam. Getting both licenses means passing the Life, Accident and Health exam and the Property and Casualty exam. Each has its own score and fee, and both pass at 60%.

Everything you're preparing for, all together

  • 300 scored questions: 150 on each exam, plus 5 to 10 unscored on each
  • 390 minutes of testing: 195 for each exam
  • One required course: the 12 hour Ethics and California Insurance Code course covers both licenses

Going for both? Our All-in-One courseCalifornia All In One Pre License preps you for both exams. Here's the passing scorePre License What Is The Passing Score For The California Insurance Exam Resources breakdown.

California insurance exam wheel with a study tip for each exam

California Life, Accident and Health Exam

California Property and Casualty Exam

Exam Day, Step by Step

 

 

 

 

 

STEP 1 

Book With PSI

Schedule online at a PSI test center, CDI's Los Angeles test center, or as a remote exam from home. PSI centers and remote testing add a $43 convenience fee; the Los Angeles center doesn't. Cancel at least two business days out to keep your fee.

 

STEP 2 

Bring One Photo ID

One valid government photo ID with your signature, like a driver's license, California ID card or passport. The name has to match your registration.

 

STEP 3 

Check In 30 Minutes Early

Late arrivals aren't admitted. Your phone, watch and bag stay in a locker or your car. You'll get scratch paper or a writing tablet, plus a tutorial of up to 15 minutes that doesn't count against your time. Testing from home? There are no breaks.

 

STEP 4

See Your Result Right Away

Your pass or fail shows on screen when you finish, and your score report comes by email. You need 60% to pass. If you don't, register again and retake it.

After you pass: apply with the California Department of Insurance, then get fingerprinted through Capital Live Scan. Your 12 hour Ethics and Insurance Code course has to be done before your license is issued, and your passing score is good for one year.

Which California License Fits You?

Every Aceable Insurance course includes the 12 hour Ethics and California Insurance Code course California requires, plus exam prep built to CDI's exam objectives.

Ace Mode tracks the topics you miss, and full length practice exams get you ready for the real thing.

Life & Health

For agents who want to help people protect their families, their health, and their income. Required 12 hour course included.

$319$259

Enroll Now Basic: California Life and Health Insurance Package Learn More California Life And Health Pre License

Property & Casualty

For agents who want steady demand. Nearly every California driver and homeowner needs coverage. Required 12 hour course included.

$319$259You save $60

Enroll Now Basic: California Property and Casualty Insurance Package Learn More California Property And Casualty Pre License

All-in-One: L&H + P&C

For agents who want to help a client at every stage, from the first car to the first home to the small business. One required course covers both.

$579$463You save $116

Enroll Now Basic: California Insurance All-in-One Package Learn More California All In One Pre License

California Insurance Practice Test FAQ

Is This California Insurance Practice Test Free?

Are These the Real California Exam Questions?

How Many Questions Are on the California Life and Health Exam?

How Many Questions Are on the California Property and Casualty Exam?

What Score Do You Need to Pass the California Insurance Exam?

Can You Take the California Insurance Exam Online?

Do You Have to Finish the 12 Hour Course Before the California Exam?

How Many Times Can You Retake the California Insurance Exam?