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Get Licensed with Florida Personal Lines Insurance Courses

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4.8/5 Stars10,708 Reviews

Prepare for the Florida Personal Lines licensing exam with a self-paced online course
Gain the knowledge you need to launch your insurance career
Qualify to sell homeowners, auto, and liability insurance

Watch Overview

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Start Your Career in Insurance

Personal Lines

Get the essentials! Our 60-hour pre-licensing bundle helps you pass the Florida licensing exam with confidence.

SAVE 16%

$249$209

As low as $19/mo with

†, or
4 interest-free payments of $52.25 with

††

Pass the test or your money back!

Practice and Review

Learning Aids

Expert Instruction

Start Your Career in Insurance

Personal Lines

Get the essentials! Our 60-hour pre-licensing bundle helps you pass the Florida licensing exam with confidence.

SAVE 16%

$249 $209

As low as $19/mo with

†, or
4 interest-free payments of $52.25 with

††

Pass the test or your money back!

Practice and Review

500+ practice questions
500+ quiz + final exam items

Learning Aids

200+ interactive learning checkpoints
150+ digital flashcards

Expert Instruction

9+ hours of on-demand video content
Lessons aligned to Florida exam content

†

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

††

See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

How to Get Your Personal Lines License

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1. Enroll in Your Course

You must complete approved coursework, depending on the line of authority. A prep course helps you master the material and get ready to pass on your first try.

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2. Schedule and Pass the State Exam

Register for the Florida insurance licensing exam through Pearson VUE. Bring proper identification and your course completion certificate. You must earn a passing score to move forward.

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3. Complete Your Background Check

Florida requires fingerprinting. Your fingerprints are submitted to the Florida Department of Financial Services as part of your background check.

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4. Apply for Your License

Submit your application through NIPR. Pay the required fees and make sure your fingerprints and exam results have been successfully transmitted to the state.

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5. Start Your Insurance Career

Once approved, you'll receive your license from the Florida Department of Financial Services. After that, you're officially authorized to begin selling insurance in Florida.

Ready to Earn Your License in Personal Lines?

Enroll NowCheckout?productId=Z1pTDCcpPlmsG9Bv&courseId=Cvp8tXM5uac2youi&state=FL Checkout Insurance.aceable.com

Not Ready to Enroll? Stay in the Know!

Stay informed, stay confident. When you're ready, we’ll provide you with insider advice, special offers, and resources to help you succeed.

Why Choose Aceable Insurance?

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Track Your Mastery

We track your progress and flag what to review, so you’re confident and ready on exam day.

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Designed to Keep You Engaged

Science-backed techniques like spaced repetition and real-world scenarios help you actually retain what you learn.

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Boost Retention with Video

Recap videos reinforce key concepts. Need more? Tap into our full video library anytime.

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Learn Anywhere, Anytime

Coffee shop, couch, or between errands, your course goes where you go. Mobile and fully on-demand.

Student Success Stories

Star Ratings

Great for busy people.
"I work two part-time jobs. I knocked it out in two days online. This program was awesome."

Kyle C.

Star Ratings

Passed on the first try.
"I struggled with exams before, but with Aceable, I passed on my first attempt. It really works."

Jo A.

Star Ratings

Informative and entertaining.
"The staff made every student feel welcomed. Knowledgeable and honestly, a good time."

Albert t.

Frequently Asked Questions

Florida Study Manual Information

Florida’s state licensing exam is based on study manuals approved by the Florida Department of Financial Services. While this course is designed to align with those approved materials, students must obtain the most current edition of the applicable Florida study manual for additional reference and exam preparation. According to F.A.C. Rule 69B-227.260, study manuals are required for all attendees of a pre-licensing course in Florida.

Approved Study Manual Vendors:

NAIFA-Florida: fl.naifa.orgFl.naifa.org | (850) 422-1701
FAIA: faia.comFaia.com | (850) 893-4155
FSLSO (Surplus Lines): fslso.comFslso.com | (800) 562-4496
Title Agents: kooglergroup.comKooglergroup.com | (727) 787-5010

A complete and current list of approved study manual vendors is available at myfloridacfo.comMyfloridacfo.com.

What's the difference between a Personal Lines license and a General Lines license?

The Personal Lines license lets you sell insurance to individuals and families, auto, homeowners, renters, and personal umbrella policies.

General Lines covers all of that, plus commercial insurance for businesses.

If you want to focus on helping everyday people protect their homes and carsPre License Why Florida Is A Great State To Start An Insurance Career Resources, Personal Lines gets you there faster with 60 hours of pre-licensing instead of 200. And if you decide to expand later, you can upgrade to General Lines with just a 40-hour conversion course after one year of experience.

What can I sell with a Florida Personal Lines license?

What's on the Florida Personal Lines exam?

The examPre License Whats Actually On The Florida Insurance Exam Resources covers two main areas:

General knowledge: Personal auto, homeowners, dwelling, flood, and liability coverage
Florida law: State-specific regulations, claims procedures, and licensing rules

Most questions are scenario-based, so focus on understanding how policies work in real situations, not just memorizing definitions. The official exam content outline is available through Pearson VUE.

Is Personal Lines a good entry point into insurance?

Yes, it's one of the fastest ways to get licensed and start earning. Here's why:

Shorter course: 60 hours vs. 200 for General Lines
High demand: Almost everyone in Florida needs auto and home insurance

Many successful agentsPre License Why Florida Is A Great State To Start An Insurance Career Resources start in Personal Lines to build experience and a client base, then expand into commercial or life insurance later.

How long will it take to finish the course and get licensed?

Most people complete the 60-hour course in 2–4 weeks, studying part-time. From there:

Exam scheduling: Usually 1–2 weeks out through Pearson VUE
Fingerprinting: Can be done in parallel through IdentoGO
License approval: A few days once your application and background check clear

If you stay focused, you could be licensed and working within 4–6 weeks.

Learn More About Becoming an Insurance Agent in Florida

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Building Your Network: Strategies from Florida Licensed Agents

Florida's insurance market rewards agents who invest in relationships. The agents who build sustainable, growing practices are those who view networking not as a sales tactic but as genuine relationship development that creates mutual value.

Insurance agent talking with a client in his office

What Insurance Agents Actually Earn in Their First Year

The agents who hit the ground running in year one aren’t just getting lucky; they’re following a proven playbook before they ever start selling.