Michigan All-in-One Insurance License Course: Life, Health, Property and Casualty

All four major lines: Life, Accident & Health, Property, and Casualty. That's 80 hours of DIFS approved pre-licensing, with prep for both combined PSI exams. Only need one side? See our Life & HealthMichigan Life And Health Pre License and P&C coursesMichigan Property And Casualty Pre License.

Yes. Michigan requires 20 hours each for Life, Accident & Health, Property, and Casualty, 80 hours total, and each course includes 6 hours of ethics and Michigan law. See the full education requirementsPre License What Are The Pre Licensing Education Requirements For A Michigan Insurance License Resources.

Plan on the two combined exams, or test each line on its own:

• Life, Accident and Health (combined) (exam 16-80): 150 questions, 2.5 hours, 75% to pass
• Property and Casualty (combined) (exam 16-81): 150 questions, 2.5 hours, 74% to pass

Both are in person at a PSI test centerMidifs Test Takers.psiexams.com and cost $41 per attempt. Our exam prep guidePre License How Do You Prepare For Michigans Insurance Licensing Exam Resources covers how to study for each.

Whichever line you finish first. Michigan only lets you test on a line after you complete its course, so you can finish Life & Health, pass that exam, then move on to Property & Casualty. Each certificate of completion is good for 12 months.

You can help every client with every policy, from their car and home to their life insurance. Plenty of agencies sell both sides of the business, so holding all four lines lets you take on any client who walks in. Explore the career pathsPre License Your Complete Guide To Insurance Types And Career Opportunities Resources each line opens, or compare every line on our Michigan insurance licenseMichigan Pre License page.

It depends on your schedule. Michigan requires every one of those hours, so pick a steady weekly pace you can keep. Lessons are short, and the Aceable Insurance appAceable Insurance App lets you study whenever you have a few minutes.

Plan for two exams at $41 per attempt, plus a $10 state license fee and NIPR's transaction fee when you apply. Our cost breakdownPre License How Much Is The Michigan Insurance Licensing Exam Resources covers retakes and the rest of the budget.

You can retake it for $41 per attempt. And if you finish the course and don't pass, our Pass Guarantee gets you your money back. Before you rebook, read up on the common exam surprisesPre License What Catches First Time Michigan Insurance Exam Takers Off Guard Resources.

You can apply through NIPR as soon as you pass your first exam, then add the second set of lines later with a NIPR amendment, which carries a $10 state fee. Or wait and apply for all four lines at once. Either way, apply within 12 months of each passing result. DIFS explains each step on its resident producer pageIndustry Licensing Ins Agnt Ins General Info How To Become Licensed As A Resident Producer Difs.

Yes. Every lesson and practice exam is online. Only the PSI exams are in person.

More lines means more ways to earn, from renewing auto and home policies to life and health sales. See what Michigan agents earn in our Michigan salary guidePre License How Much Do Insurance Agents Make In Michigan Resources.