Get Licensed with Florida Life & Health Insurance Courses
4.8/5 Stars10,727 Reviews- Master Florida-specific content with clear, exam-focused prep
- Choose Life-only or Life & Health license paths to fit your goals
- Get qualified to sell life, health, disability insurance, and annuities
Life Only
Florida-specific 30-hour life insurance concepts with exam-focused prep.
†, or 4 interest-free payments of $42.25 with 
†† Life & Health
Our streamlined, 60-hour Florida licensing bundle is designed for future life and health insurance agents.
†, or 4 interest-free payments of $52.75 with †† Pre-License Education
Know your strengths and where to focus as you move through the course, not on exam day, and get personalized practice where you need it
Available on App
Study anytime with our iOS and Android apps
Premium Exam Prep Resources
Interactive questions, video instruction, and more
Flashcards
Quick review tools
Video Instruction
On-demand video content
Mobile-First Learning
Study on desktop, tablet, or phone
Includes Health
Cover all bases with Life & Health
Pass Guarantee
Pass the test or get a free retake
Life Only
Life & Health
Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
How to Get Your Life & Health License in Florida
1. Enroll in Your Course
You must complete approved coursework, depending on the line of authority. A prep course helps you master the material and get ready to pass on your first try.
2. Schedule and Pass the State Exam
Register for the Florida insurance licensing exam through Pearson VUE. Bring proper identification and your course completion certificate. You must earn a passing score to move forward.
3. Complete Your Background Check
Florida requires fingerprinting. Your fingerprints are submitted to the Florida Office of Insurance as part of your background check.
4. Apply for Your License
Submit your application through NIPR. Pay the required fees and make sure your fingerprints and exam results have been successfully transmitted to the state.
5. Start Your Insurance Career
Once approved, you’ll receive your license from the Florida Office of Insurance. After that, you're officially authorized to begin selling insurance in Florida.
Not Ready to Enroll? Stay in the Know!
Stay informed, stay confident. When you're ready, we’ll provide you with insider advice, special offers, and resources to help you succeed.
Why Choose Aceable Insurance?
Track Your Mastery
We track your progress and flag what to review, so you’re confident and ready on exam day.
Designed to Keep You Engaged
Science-backed techniques like spaced repetition and real-world scenarios help you actually retain what you learn.
Boost Retention with Video
Recap videos reinforce key concepts. Need more? Tap into our full video library anytime.
Learn Anywhere, Anytime
Coffee shop, couch, or between errands, your course goes where you go. Mobile and fully on-demand.
Student Success Stories
Frequently Asked Questions
Ace Mode
What's Ace Mode, and how does it help me pass the insurance exam?
Ace Mode is our adaptive practice system built into the course. Instead of guessing where you're weak, it tracks your performance across every topic and builds personalized practice sessions that target what you actually need to work on. Here's what that means for you:
No wasted time reviewing topics you already know
Automatic focus on weak spots before they sink your exam score
A built-in readiness indicator that tells you when you're actually ready to book
Basically, it removes the guesswork from study prep. You stop studying everything "just in case" and start studying exactly what the exam is going to test you on.
Florida Study Manual Information
What's the difference between the Life & Health course and the Life Only course?
What can I sell with a Florida Life & Health license?
What's on the Florida Life & Health exam?
Why is Life & Health a good fit for the Florida market?
Learn More About Becoming an Insurance Agent in Florida
Building Your Network: Strategies from Florida Licensed Agents
Florida's insurance market rewards agents who invest in relationships. The agents who build sustainable, growing practices are those who view networking not as a sales tactic but as genuine relationship development that creates mutual value.
How to Study for the Florida Insurance Exam
Ready to begin your journey toward becoming a licensed insurance producer in Florida? Aceable Insurance offers comprehensive, state-approved pre-licensing courses designed to help you pass your exam on the first attempt.