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Get Licensed with Florida Life & Health Insurance Courses

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Master Florida-specific content with clear, exam-focused prep
Choose Life-only or Life & Health license paths to fit your goals
Get qualified to sell life, health, disability insurance, and annuities

Course Packages

Watch Overview

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Life Only

Florida-specific 30-hour life insurance concepts with exam-focused prep.

SAVE 40%

$199 $119

As low as $11/mo with

†, or 4 interest-free payments of $29.85 with

††

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Most Popular

Life & Health

Our streamlined, 60-hour Florida licensing bundle is designed for future life and health insurance agents.

SAVE 40%

$249 $149

As low as $14/mo with

†, or 4 interest-free payments of $37.35 with

††

View Package Details

Life Only

Life & Health

Pre-License Education

Available on App

Study anytime with our iOS and Android apps

Premium Exam Prep Resources

Interactive questions, video instruction, and more

Flashcards

Quick review tools

Video Instruction

On-demand video content

Mobile-First Learning

Study on desktop, tablet, or phone

Includes Health

Cover all bases with Life & Health

Pass Guarantee

Pass the test or get a free retake

Life Only

$199 $119

Life & Health

$249 $149

†

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

††

See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

How to Get Your Life & Health License

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1. Enroll in Your Course

You must complete approved coursework, depending on the line of authority. A prep course helps you master the material and get ready to pass on your first try.

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2. Schedule and Pass the State Exam

Register for the Florida insurance licensing exam through Pearson VUE. Bring proper identification and your course completion certificate. You must earn a passing score to move forward.

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3. Complete Your Background Check

Florida requires fingerprinting. Your fingerprints are submitted to the Florida Office of Insurance as part of your background check.

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4. Apply for Your License

Submit your application through NIPR. Pay the required fees and make sure your fingerprints and exam results have been successfully transmitted to the state.

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5. Start Your Insurance Career

Once approved, you’ll receive your license from the Florida Office of Insurance. After that, you're officially authorized to begin selling insurance in Florida.

Ready to Earn Your License in Life and Health?

Enroll NowCheckout?productId=txjBsSmXYKEYtZFa&courseId=faGZuzgX8bJiEt5C&state=FL Checkout Insurance.aceable.com

Not Ready to Enroll? Stay in the Know!

Stay informed, stay confident. When you're ready, we’ll provide you with insider advice, special offers, and resources to help you succeed.

Why Choose Aceable Insurance?

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Track Your Mastery

We track your progress and flag what to review, so you’re confident and ready on exam day.

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Designed to Keep You Engaged

Science-backed techniques like spaced repetition and real-world scenarios help you actually retain what you learn.

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Boost Retention with Video

Recap videos reinforce key concepts. Need more? Tap into our full video library anytime.

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Learn Anywhere, Anytime

Coffee shop, couch, or between errands, your course goes where you go. Mobile and fully on-demand.

Student Success Stories

Star Ratings

Great for busy people.
"I work two part-time jobs. I knocked it out in two days online. This program was awesome."

Kyle C.

Star Ratings

Passed on the first try.
"I struggled with exams before, but with Aceable, I passed on my first attempt. It really works."

Jo A.

Star Ratings

Informative and entertaining.
"The staff made every student feel welcomed. Knowledgeable and honestly, a good time."

Albert t.

Frequently Asked Questions

Florida Study Manual Information

Florida’s state licensing exam is based on study manuals approved by the Florida Department of Financial Services. While this course is designed to align with those approved materials, students must obtain the most current edition of the applicable Florida study manual for additional reference and exam preparation. According to F.A.C. Rule 69B-227.260, study manuals are required for all attendees of a pre-licensing course in Florida.

Approved Study Manual Vendors:

NAIFA-Florida: fl.naifa.orgFl.naifa.org | (850) 422-1701
FAIA: faia.comFaia.com | (850) 893-4155
FSLSO (Surplus Lines): fslso.comFslso.com | (800) 562-4496
Title Agents: kooglergroup.comKooglergroup.com | (727) 787-5010

A complete and current list of approved study manual vendors is available at myfloridacfo.comMyfloridacfo.com.

What's the difference between the Life & Health course and the Life Only course?

It comes down to what you want to sell:

Life & Health (60 hours): Covers life insurance, health insurance, annuities, Medicare supplements, long-term care, and managed care plans
Life Only (30 hours): Covers life insurance and annuities — no health products

If you're focused solely on life insurance and retirement planning, the Life Only path gets you licensed faster. If you want the flexibility to also sell health coverage and Medicare, go with Life & Health.

What can I sell with a Florida Life & Health license?

This licensePre License What Are The Most Common Questions About Florida Insurance Licensing Resources authorizes you to sell a wide range of products that help people protect their health, their families, and their retirement:

Life insurance (term, whole, universal)
Health insurance (individual and group plans)
Medicare Supplement and Medicare Advantage plans
Long-term care insurance
HMO and managed care plans

What's on the Florida Life & Health exam?

The examPre License Whats Actually On The Florida Insurance Exam Resources covers two main areas:

General knowledge: Life insurance types, health insurance policies, annuities, policy provisions, riders, and exclusions
Florida law: State-specific regulations, licensing requirements, marketing practices, and guaranty fund rules

Expect scenario-based questions that test how well you understand policy features and can apply them to real client situations. The official exam content outline is available through Pearson VUE.

Why is Life & Health a good fit for the Florida market?

Florida has one of the largest retiree populations in the country — and that creates strong, consistent demand for the products you'll be licensed to sell:

Medicare: Millions of Floridians age into Medicare every year
Life insurance: Families and retirees need coverage for final expenses, estate planning, and income replacement
Annuities: Retirement income planning is a major need in a state full of people living on fixed incomes
Long-term care: Florida's aging population drives demand for coverage that protects against nursing home and home care costs

If you want to build a career helping people plan for the future, Florida is one of the best markets to do it.Pre License Why Florida Is A Great State To Start An Insurance Career Resources

Learn More About Becoming an Insurance Agent in Florida

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Building Your Network: Strategies from Florida Licensed Agents

Florida's insurance market rewards agents who invest in relationships. The agents who build sustainable, growing practices are those who view networking not as a sales tactic but as genuine relationship development that creates mutual value.

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How to Study for the Florida Insurance Exam

Ready to begin your journey toward becoming a licensed insurance producer in Florida? Aceable Insurance offers comprehensive, state-approved pre-licensing courses designed to help you pass your exam on the first attempt.