Build Your Future in California's Booming Insurance Industry

It is the one course California now requires before you can get licensed, part of the education requirementsPre License What Are The Pre Licensing Education Requirements For A California Insurance License Resources introduced under AB 943 on January 1, 2026:

• 12 hours covering ethics and the California Insurance Code
• Includes 1 hour of antifraud training
• Required for every license type, whether life, health, property, or casualty

Students who purchase a course bundle will receive the Ethics course in their profile at no additional cost when it launches.

The path to getting licensedPre License How To Get Your Insurance License In California Resources in California got simpler on January 1, 2026, and now comes down to four steps:

• Finish a state approved 12 hour Ethics and California Insurance Code course
• Pass the PSI state exam with a 60% score
• Submit fingerprints through Capital Live Scan
• Apply through Sircon or NIPR

Knock the steps out in order, and most people are done within a month.

Picking the right track means comparing licensesPre License Property And Casualty Vs Life And Health Vs All Lines Resources against what you actually want to sell:

• Life and Health: life, health, disability, and annuities
• Property and Casualty: homes, autos, liability, and commercial coverage
• Both (all in one): the widest market and the most cross-sell options

If you are unsure, both paths keep every door open without a second application later.

Four costs make up your total:

• Your required 12-hour course
• The PSI exam fee
• The state application fee
• Live Scan fingerprinting

California offers no need-based waivers, and your exam feesPre License California Insurance Exam Fees And Retake Policies Resources cover any retake you end up needing.

Every producer exam shares the same 60% passing scorePre License What Is The Passing Score For The California Insurance Exam Resources set by the California Department of Insurance:

• Life and Health combination
• Property and Casualty combination
• Single-line exams

Sixty percent sounds low, but scenario-based questions make it tougher than it reads.

The typical licensing timelinePre License How Long Does It Take To Get Licensed In California Resources runs about 2 to 4 weeks, and it breaks down like this:

• The 12 hour course: one to two days
• Exam scheduling: slots often open within a week
• CDI processing: about 4 weeks after fingerprints clear

Booking fingerprints the moment you apply is the single best way to avoid delays.

The free Check a License tool on the CDI website confirms:

• The producer's name and license number
• Their lines of authority
• Whether the license is active or lapsed

Verification is one of the most frequent questionsPre License What Do People Ask Most About Getting A California Insurance License Resources, and the same record also surfaces any lapses or disciplinary history.