L&H, P&C, or Both? Questions to Choose Your Illinois Insurance License

Which License Should You Get in Illinois?

• Life & Health = Benefits, financial planning, long-term client care

• Property & Casualty = Claims, home/auto coverage, fast response careers

• Dual Licensing = Most recruiter-recommended path. Aceable’s bundle helps you earn both at once, faster.

Pro tip: You must complete a state-approved pre-licensing course before registering for the exam.

If you’re getting licensed in Illinois and want maximum job flexibility, the dual license (L&H + P&C) is your best bet, and Aceable helps you earn both faster with live classes + mobile study tools.

Here’s the fast, interactive breakdown so you make the right call the first time.

Round 1: What Actually Interests You?

Scenario	Your Match
You love helping people plan for the long haul.	Life & Health
You’re a fixer, you like clear problems and real-world solutions.	Property & Casualty
You want job security, recruiter flexibility, and more options.	Dual License

Round 2: What Employers Are Really Looking For

Recruiters love candidates who can jump in and handle a variety of insurance products. That’s where dual licensing shines, it shows you’re flexible, versatile, and ready to hit the ground running.

Ask yourself:

• Have you seen job listings that ask for either license — or both?

• Are you hoping to apply to multiple roles without limiting your options?

• Do you want to be the “easy yes” for recruiters?

• Would you rather get all your licensing done now than backtrack later?

If you answered "yes" to even one of those, a dual license sets you up to succeed from day one. Flexibility = hire-ability.

Round 3: How to Get Licensed in Illinois

Illinois requires:

• 20 hours of training per license

• 7.5 hours of live webinar instruction

• Passing a state licensing exam

Aceable’s All-in-One Bundle gives you everything:

• Get state-approved training in property, casualty, life, and health insurance.

• Mobile-friendly, self-paced.

• Qualify to become a licensed insurance producer in Illinois.

Start Dual Licensing Now →

Ask Yourself, What Do You Want?

This isn’t just about passing an exam,  it’s about starting your career your way. So take a second and get real with yourself:

• Do you want a job that gives you flexibility to grow?

• Would you feel more confident knowing you can say “yes” to more types of roles?

• Are you the kind of person who likes having options, not limitations?

• Do you want to avoid re-training later when your employer needs “both” licenses?

If you said yes to any of these, go dual.

Questions People Like You Are Asking

What’s the difference between Life & Health and Property & Casualty licenses?

L&H lets you sell life insurance, health plans, and annuities. P&C covers home, auto, liability, and business insurance.

How long does it take to get both licenses?

Many students finish it within 2–3 weeks, depending on their individual schedules.

Is getting both licenses worth it?

Absolutely. Recruiters often prefer dual-licensed agents. You’ll qualify for more jobs and be able to grow faster.