How to Apply for Your Georgia Insurance License (Step-by-Step Guide)

Getting your insurance license in Georgia can feel overwhelming — especially when you're juggling new career opportunities, recruiter timelines, and government websites that don’t always make sense.

This guide breaks it all down. Step-by-step. No fluff. Just what you need to know to get licensed and start working, fast.

Let’s go.

Step 1: Complete Pre-Licensing (Optional but Smart)

Georgia is one of the few states that doesn’t require pre-licensing education by law. That means you technically don’t have to take a course before sitting for the licensing exam.

But here’s the thing: most people who try to pass the exam cold... don’t.

If you want to pass your exam faster, avoid retakes, and get licensed without stress, pre-licensing education is the way to go. You’ll get clear, structured prep — and in many cases, it’s what recruiters and agencies recommend.

Want help getting started? Here’s how to enroll in Georgia pre-licensing.Resources Pre License How Do I Enroll In Georgia Insurance Pre Licensing Insurance.aceable.com

Step 2: Pass the Georgia Insurance Licensing Exam

Once you're ready, it's time to take your state exam through Pearson VUE.

Here's what you need to know:

• You must score 70% or higher to pass
  

• You can take the exam at a test center or online
  

• You’ll pay a $63 fee for each attempt
  

Not sure what the exam is like? Here’s what to expect on the Georgia insurance exam →Resources Pre License Everything You Need To Know About The Georgia Insurance Exam Insurance.aceable.com

Once you pass, you’ll get a pass sheet with your score — you’ll need that for the next step.

Step 3: Complete Fingerprinting and Background Check

Before you can apply for your license, Georgia law requires you to submit digital fingerprints and pass a background check.

You’ll schedule this through Georgia’s GAPS fingerprinting system, powered by Gemalto/Thales.

Here’s what to know:

• Cost: ~$52
  

• Schedule your fingerprint appointment after passing your exam
  

• Bring valid ID and your registration confirmation to the appointment
  

• Fingerprints must be submitted before you apply for your license
  

Your background check is reviewed alongside your license application — so it’s important to get this done early.

Step 4: Apply for Your License Online (via NIPR)

Once you’ve passed your exam and completed fingerprinting, you’re ready to submit your license application.

Georgia uses NIPR (National Insurance Producer Registry) to process all insurance license applications.

Here’s how to apply:

1. Go to the Georgia application page on NIPR
   

2. Select your license type (e.g. Life, Health, Property & Casualty)
   

3. Submit your application and pay the fee (typically ~$120 depending on lines of authority)
   

4. Confirm your details match your fingerprinting record exactly (name, SSN, etc.)
   

NIPR will electronically forward your application to the Georgia Department of Insurance.

Step 5: Wait for Approval (Usually 5–10 Business Days)

Once submitted, your application will be reviewed by the Georgia Office of Insurance and Safety Fire Commissioner (OCI).

Here’s what to expect:

• Typical review time: 5–10 business days
  

• You’ll receive an email once approved
  

• Your license number will be issued by the state
  

• You can check your application status anytime on Sircon or NIPR

What Happens After You’re Licensed?

Once your license is approved, you’re legally allowed to begin the carrier appointment process — which gives you the right to sell insurance for specific companies.

Not sure what a carrier appointment is? Here’s what you need to know →

If you're working with a recruiter or agency, they’ll usually handle the appointment paperwork for you.

Need help with your first steps post-license? Here’s what to do after getting your Georgia insurance license.Resources Pre License What Should I Do First After Getting My Georgia Insurance License Insurance.aceable.com

Quick Recap: Georgia Insurance License Application Process

1. Complete pre-licensing (not required, but highly recommended)
   

2. Pass your state exam (score 70%+)
   

3. Get fingerprinted through Georgia GAPS
   

4. Apply online via NIPR
   

5. Wait for approval, get your license number, and start selling
   

Get Licensed with Confidence

At Aceable, we’re more than just an exam prep provider. We guide you through every step — from pre-licensing to application to launch.

Our Georgia insurance prep courses are mobile-friendly, recruiter-approved, and designed to help you pass and move forward with confidence.