Get Licensed with Florida Property & Casualty Insurance Courses

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Prepare for the Florida Property & Casualty licensing exam with a self-paced online course
Gain the knowledge you need to launch your insurance career
Qualify to sell homeowners, auto, and liability insurance

Watch Overview

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NEW! Florida Insurance Licensing Courses

Save 30% on FL Insurance Pre-Licensing Courses

Single Bundle Mobile View

Start Your Career in Insurance

Property & Casualty (General Lines)

Get the essentials! Our 200-hour pre-licensing bundle helps you pass the Florida licensing exam with confidence.

SAVE 30%

$299$209.30

As low as $19/mo with

†, or
4 interest-free payments of $52.33 with

††

Pass the test or your money back!

Practice and Review

Learning Aids

Expert Instruction

Start Your Career in Insurance

Property & Casualty (General Lines)

Get the essentials! Our 200-hour pre-licensing bundle helps you pass the Florida licensing exam with confidence.

SAVE 30%

$299 $209.30

As low as $19/mo with

†, or
4 interest-free payments of $52.33 with

††

Pass the test or your money back!

Practice and Review

1,200+ practice questions
800+ quiz + final exam items

Learning Aids

350+ interactive learning checkpoints
250+ digital flashcards

Expert Instruction

9+ hours of on-demand video content
Lessons aligned to Florida exam content

†

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

††

See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

How to Get Your Property & Casualty License

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1. Enroll in Your Course

You must complete state-approved pre-licensing education, with required hours varying by line of authority. A pre-licensing course helps you master the material and get ready to pass on your first try.

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2. Schedule and Pass the State Exam

Register for the Florida insurance licensing exam through Pearson VUE. Bring proper identification and your course completion certificate. You must earn a passing score to move forward.

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3. Complete Your Background Check

Florida requires fingerprinting. Your fingerprints are submitted to the Florida Department of Financial Services as part of your background check.

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4. Apply for Your License

Submit your application through NIPR. Pay the required fees and make sure your fingerprints and exam results have been successfully transmitted to the state.

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5. Start Your Insurance Career

Once approved, you'll receive your license from the Florida Department of Financial Services. After that, you're officially authorized to begin selling insurance in Florida.

Ready to Earn Your License in Property & Casualty?

Enroll NowCheckout?productId=uMMqlluJnmfYH59n&courseId=wwr0ZN3xZ05PSCwU&state=FL Checkout Insurance.aceable.com

Not Ready to Enroll? Stay in the Know!

Stay informed, stay confident. When you're ready, we’ll provide you with insider advice, special offers, and resources to help you succeed.

Why Choose Aceable Insurance?

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Track Your Mastery

We track your progress and flag what to review, so you’re confident and ready on exam day.

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Designed to Keep You Engaged

Science-backed techniques like spaced repetition and real-world scenarios help you actually retain what you learn.

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Boost Retention with Video

Recap videos reinforce key concepts. Need more? Tap into our full video library anytime.

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Learn Anywhere, Anytime

Coffee shop, couch, or between errands, your course goes where you go. Mobile and fully on-demand.

Student Success Stories

Star Ratings

It's Amazing For People Who Live a Busy Lifestyle!
One thing I really liked is that it's great for people with a busy schedule! You get the material beforehand and then you knock it out in 2 days online. I work 2 part time jobs so this program was awesome for me!

Kyle C.

Star Ratings

Highly recommend
Did the online course and had a great instructor. Kept all of us online people engaged for both property and casualty classes. It was easy to follow the class outline, ask questions, and take notes.

Antony G.

Star Ratings

Informative & Entertaining

The staff, especially the instructor, was knowledgeable, informative, entertaining and made every student in class as well as those online feel comfortable and welcomed.

Albert T.

Frequently Asked Questions

Florida Study Manual Information

Florida’s state licensing exam is based on study manuals approved by the Florida Department of Financial Services. While this course is designed to align with those approved materials, students must obtain the most current edition of the applicable Florida study manual for additional reference and exam preparation. According to F.A.C. Rule 69B-227.260, study manuals are required for all attendees of a pre-licensing course in Florida.

Approved Study Manual Vendors:

NAIFA-Florida: fl.naifa.orgFl.naifa.org | (850) 422-1701
FAIA: faia.comFaia.com | (850) 893-4155
FSLSO (Surplus Lines): fslso.comFslso.com | (800) 562-4496
Title Agents: kooglergroup.comKooglergroup.com | (727) 787-5010

A complete and current list of approved study manual vendors is available at myfloridacfo.comMyfloridacfo.com.

What's on the Florida Property & Casualty exam?

The General Lines examPre License Whats Actually On The Florida Insurance Exam Resources covers general insurance knowledge and Florida-specific regulations. Here's what you'll be tested on:

Property insurance: Homeowners policies, dwelling coverage, commercial property, inland marine, flood insurance
Casualty insurance: Auto insurance, general liability, workers' compensation, professional liability
Florida law: State regulations, claims procedures, agent licensing requirements, unfair trade practices

How hard is the Florida Property & Casualty exam?

What's a General Lines license?

"General Lines" is Florida's official name for the Property & Casualty license. It means you're authorized to sell multiple lines of coverage, including property, casualty, surety, and marine insurance. You might see it referred to as "General Lines," "Property & Casualty," or "P&C" interchangeably. They all refer to the same license.

Why does Florida require 200 hours of pre-licensing for P&C?

Florida's 200-hour requirement is one of the highest in the country, and for good reason. Property & Casualty covers a wide range of products (auto, home, commercial, liability, flood), and Florida has unique risks like hurricanes and sinkholes that agents need to understand.Pre License Why Florida Is A Great State To Start An Insurance Career Resources

The coursework prepares you to:

Advise clients on the right coverage for their situation
Understand Florida-specific laws and regulations
Pass the state exam with confidence

It's a significant upfront investment, but it sets you up to know what you're doing when you start selling.

How long will it take to finish this course and get licensed?

It depends on your schedule, but here's a realistic timeline:

Course completion: 4–12 weeks, depending on how much time you can dedicate
Exam scheduling: Typically 1–2 weeks out through Pearson VUE
Fingerprinting & application: Can be done in parallel — adds about 1–2 weeks
License approval: Usually, a few days once everything's submitted

If you stay focused, you could be licensed and ready to work within 2–3 months.

Learn More About Becoming an Insurance Agent in Florida

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Do I Need Fingerprints for a Florida Insurance License?

This requirement ensures consumer protection by verifying that prospective agents meet character and fitness standards before entering the profession.

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What Insurance Agents Actually Earn in Their First Year

The agents who hit the ground running in year one aren’t just getting lucky; they’re following a proven playbook before they ever start selling.