Why Become a Life & Health Insurance Agent?

Thinking of a Career Change? Consider Life and Health Insurance

Whether you’re starting out in the workforce or looking for a career change, becoming a life and health insurance agent in Illinois is a great option to consider. With insurance jobs expected to grow by 7% through 2030, this career offers not only stability but the chance to make a real difference in people's lives. For more on the growth of the insurance industry, check out the Bureau of Labor Statistics.

What Does a Life and Health Insurance Agent Do?

The role is all about helping people prepare for life's unexpected events.

• With life insurance, your job is to help clients choose the right policies and annuities. You can work with an insurance company or go independent, offering products from multiple providers.
• When it comes to health insurance, you’ll explain various healthcare options to clients, guide them through their choices, and help with policy renewals. It's all about providing a solution that fits their needs.

Why Should You Consider a Career in Life and Health Insurance?

Here are some of the top reasons why this career might be the right fit for you:

• You don’t need a college degree. Just a willingness to complete 40 hours of pre-licensing education. Once that’s done, you can pass the Illinois state exam, and you’re good to go. You can get started with Aceable Insurance’s pre-licensing packages, which are designed to guide you through the process.
• You’ll have flexibility in your schedule. Many agents have the freedom to work from home or set their hours. You can even meet clients in the evenings or on weekends, depending on what works best for you.
• The earning potential is great. The average base salary for a life and health insurance agent in Illinois is around $70,000 per year, plus commissions. That gives you a solid chance to make six figures. For current insurance agent salaries in Illinois, visit Indeed’s Salary Information.
• There’s plenty of room to grow. Insurance is a stable industry with a high demand for agents. Plus, many of the current agents are nearing retirement, so there are plenty of opportunities for advancement and building your own business.
• Most importantly, you get to make a real impact. You’ll be helping people protect their families, health, and future, which is one of the most rewarding aspects of the job.

If you’re someone who enjoys working with people, solving problems, and setting your own goals, this career could be a great fit for you.