How Do You Apply for a California Insurance License After the Exam?
Thinking about what’s next in insurance? Get clear guidance and practical resources built for California.
Quick Answer
- After passing your state exam, apply online through SirconServiceRequest States California Content.jsp ComplianceExpress or NIPRNipr.com using the identification number provided on your exam results letter.
- Fingerprints must be submitted separately through Capital Live Scan (CLS) — schedule this as soon as your application is filed.
- Most applications process within 2–4 weeks after the California Department of Insurance (CDI) receives both your application and fingerprint results.
Passing your California insurance exam is a milestone — but your license isn't issued automatically. The California Department of Insurance (CDI) requires a separate application, background check, and fee payment before you can legally sell insurance. Whether you're a first-time agentPre License How To Become An Insurance Agent With No Experience Resources or adding a new line, here's how to navigate the process without unnecessary delays.
Step-by-Step: Applying for Your California Insurance License
- Save your exam results letter. When you pass your PSI exam, you'll receive a results letter with an identification number. You need this number to complete your online application.
- Apply online through Sircon or NIPR. Create an account, select your license type, and enter your exam identification number. Make sure your name, date of birth, and Social Security number match your exam registration exactly.
- Submit your fingerprints. Schedule electronic fingerprints through Capital Live Scan (CLS) or a DOJ-approved Live Scan locationFingerprints Oag.ca.gov. Results are sent to both the California DOJ and the FBI.
- Pay the application fee. License fees are collected during the online application process. Fees vary by license type.
- Wait for CDI processing. The CDI reviews your application and background check results. Most licenses are issued within 2–4 weeks if all documents are complete.
- Receive your National Producer Number (NPN). Upon approval, the CDI assigns your NPN — a unique identifier used across all states.
What License Types Can You Apply For?
| License Type | What You Can Sell |
|---|---|
| Life-Only Agent | Term life, whole life, universal life, variable life |
| Accident and Health Agent | Health, disability, and related products |
| Life, Accident and Health Agent | Combined life and health products |
| Property Broker-Agent | Homeowners, fire, commercial property |
| Casualty Broker-Agent | Auto, liability, workers' compensation |
| Personal Lines Broker-Agent | Personal auto and homeowners only |
Not sure which license fits your goals? Compare your options in our guide to P&C vs. Life and HealthPre License Property And Casualty Vs Life And Health Vs All Lines Resources licenses.
Ready to take your insurance career to the next level?
If you’re eager to learn how to not only get licensed but also thrive in your insurance career, check out our Tips for Becoming a Successful Insurance Agent.
What Can Slow Down the Application Process in California?
- Fingerprint delays — not scheduling promptly after applying extends your timeline by weeks
- Name or data mismatches between your exam registration, application, and government ID
- Background issues — prior convictions involving dishonesty may require additional CDI review
- Incomplete applications — missing information triggers a hold until corrected
How California Compares to Other States
California's application process is fairly standard compared to other large states. Texas and Florida also require fingerprinting and background checks, while states like Ohio process applications through NIPR with shorter turnaround times. California's birth-month renewal cycle is unique — your license will expire on the last day of your birth month every two years, unlike states with universal renewal dates.
The application itself is straightforward, but small errors create outsized delays. Double-check every detail before submitting, schedule fingerprints the same week you apply, and keep your exam results letter accessible. Planning ahead means you can move from exam day to earning dayPre License What Are The Best Paying Jobs In Insurance Resources as quickly as possible. Use our study guidePre License How To Study Insurance Licensing Exam Resources to nail the exam before you even get to this step.
Don't leave your licensing timeline to chance. Aceable Insurance walks you through every step — from pre-licensing education to application — with expert support and clear, step-by-step guidance built for CaliforniaPre License How To Get Your Insurance License In California Resources.
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