Georgia Insurance Exam Fees & Retake Policy: What to Know Before You Test

Thinking about getting your insurance license in Georgia? Whether you're entering the industry through a recruiter or making a career switch, one thing is certain — the state exam stands between you and your license. Understanding how much it costs and what happens if you don’t pass the first time can help you prepare smarter and avoid costly surprises.

Let’s break it down.

How Much Does the Georgia Insurance Exam Cost?

The Georgia insurance licensing exam is administered by Pearson VUE, the official testing partner for the Georgia Office of Insurance and Safety Fire Commissioner. The exam fee is consistent across most license types.

Here’s the breakdown as of 2025:

• Life Insurance Exam: $63
  
  

• Accident & Sickness Exam: $63
  
  

• Life, Accident & Sickness (Combined): $63
  
  

• Property Insurance Exam: $63
  
  

• Casualty Insurance Exam: $63
  
  

• Property & Casualty (Combined): $63
  
  

• Adjuster Exam: $63
  
  

You’ll pay this fee when scheduling your exam through the Pearson VUE portal. Be aware: this fee is non-refundable, even if you miss your appointment or don’t pass.

For a full list of licensing details and fees, you can also review the Georgia Insurance Licensing Candidate Handbook (PDF).

What Happens If You Don’t Pass?

Let’s keep it real: not everyone passes on their first try. And that’s okay.

To pass the Georgia insurance exam, you need a score of at least 70%. If you don’t hit that mark, you’re allowed to retake the exam — and there’s no shame in that.

There are no state-mandated limits on how many times you can retake the exam. But remember, each new attempt means paying the full $63 exam fee again. You can find complete details on retesting in the official Georgia candidate handbook.

Want to know what the actual exam is like? Here’s what to expect on the Georgia Insurance Exam, including question formats, timing, and tips for exam day.

Georgia Insurance Exam Retake Policy (2025)

Here’s a quick look at Georgia’s retake policy:

• Waiting Period: There is no mandatory waiting period between attempts. You can reschedule your next test immediately.
  

• Retake Limit: Georgia does not cap the number of retakes. You can take the test as many times as needed.
  

• Fee: You’ll pay the same $63 fee for each new attempt.
  

• How to Retake: Simply log back into your Pearson VUE account and schedule another test date.
  

Need a second opinion? The Georgia state licensing overview on NIPR offers helpful insights and links to all official portals.

How to Avoid Retakes

Want to keep your licensing journey short, simple, and affordable? Your best bet is to walk into the exam feeling confident — and prepared.

Here’s how to boost your first-time pass odds:

• Take practice exams that mirror the real test
  
  

• Follow a structured study plan, not random Googling
  
  

• Use a modern, mobile-first exam prep solution — like Aceable
  
  

Need a study strategy that actually works? These 7 methods to pass the Georgia insurance exam on your first try are student-tested and outcome-driven.

While Georgia doesn’t require a pre-licensing course, trying to pass without prep can lead to unnecessary retakes — and added costs. Don’t just “hope for the best.” Prepare to pass.

Not sure where to begin? Here’s a step-by-step guide to enrolling in Georgia pre-licensing.

Pass Confidently with Aceable

Aceable Insurance Prep is designed for real life — mobile, flexible, and built to help you actually pass. Our Georgia-focused prep covers everything that shows up on the exam, and nothing you don’t need.

That means you can:

• Study on your time
  

• Learn in plain language
  

• Get test-ready without guessing what’s next
  

Don’t risk repeating the test (and paying again). Start with the prep that makes passing feel doable — and even kind of awesome.