Enrolling in Tennessee Insurance Pre-Licensing

Ready to start your Tennessee insurance career? The journey begins with pre-licensing education. While Tennessee doesn't legally require coursework before your exam, completing quality preparation dramatically improves your pass rate and gets you earning faster.

Here's exactly how to enroll and get started.

Step 1: Decide Which License Type You Need

Before enrolling in any course, determine which license fits your career goals:

Life, Accident & Health (L&H)

Products you'll sell:

• Life insurance (term, whole, universal)
• Health insurance
• Annuities
• Disability coverage
• Long-term care insurance

Best for: Agents who want to help families plan for the future, protect against health expenses, and build retirement security.

Property & Casualty (P&C)

Products you'll sell:

• Homeowners insurance
• Auto insurance
• Renters insurance
• Commercial property coverage
• Liability insurance

Best for: Agents who want to help people protect their homes, vehicles, and businesses.

Both Licenses

Many agents pursue both licenses to serve more client needs and maximize earning potential. If you plan to get both eventually, consider starting with one, gaining experience, then adding the second.

For more guidance on this decision, explore our article on choosing your license typePre License What Type Of Insurance License Should I Get In Texas Resources.

Step 2: Choose Your Course Format

Pre-licensing courses come in several formats. Select the one that matches how you learn best and fits your schedule:

Online Self-Paced

How it works: Access course materials 24/7 from any device. Progress at your own speed, completing lessons whenever you have time.

Best for:

• Busy professionals balancing work and study
• Self-motivated learners
• Those with unpredictable schedules
• People who prefer learning at their own pace

Typical completion time: 1-3 weeks depending on your dedication

Live Webinar/Virtual Classroom

How it works: Join scheduled online sessions with an instructor. Real-time teaching with Q&A opportunities.

Best for:

• Learners who benefit from structured schedules
• Those who have questions and want instructor interaction
• People who learn better in "classroom" environments

Typical completion time: Follows the scheduled session dates (often 1-2 weeks)

In-Person Classroom

How it works: Traditional classroom instruction at a physical location.

Best for:

• Learners who struggle with self-paced formats
• Those who prefer face-to-face instruction
• People near a convenient classroom location

Typical completion time: Several days to a week of scheduled classes

Step 3: Evaluate Pre-Licensing Providers

Not all courses are equal. Evaluate providers on:

Content Coverage:

• Does the course cover all exam topics comprehensively?
• Is Tennessee-specific content included and substantial?
• Are practice exams included?

Learning Experience:

• Is the platform user-friendly?
• Can you access content on mobile devices?
• Are there interactive elements or just text reading?

Support:

• Is instructor support available if you have questions?
• What happens if you need help with difficult concepts?

Track Record:

• What do reviews say about the course?
• Do students report passing their exams?

Value:

• Is the price reasonable for what's included?
• Are there guarantees or money-back policies?

Step 4: Complete Enrollment

Once you've selected a provider, enrollment typically involves:

1. Select your state: Choose Tennessee
2. Select your license type: Life & Health, Property & Casualty, or combination
3. Create an account: Provide your name, email, and basic information
4. Complete payment: Most providers accept credit cards, debit cards, and sometimes payment plans
5. Access your course: Online courses typically provide immediate access after purchase

Important: Use the same name you'll use on your exam registration and license application. Consistency prevents administrative issues later.