Do You Need Fingerprints for a California Insurance License?
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Quick Answer
- Yes, all first-time resident applicants must submit fingerprints through the California Department of Insurance's (CDI) designated vendor, Capital Live Scan (CLS).
- Schedule fingerprinting after submitting your license application to the CDI; results go to both the California Department of Justice (DOJ) and the FBI.
- Processing typically takes 5–10 business days, but delays in scheduling are one of the most common reasons new agents wait longer than expected for their license.
If you're working toward your California insurance license, fingerprinting is a mandatory step you cannot skip. The California Department of Insurance (CDI) requires electronic fingerprint impressions from every first-time resident applicant as part of a background check conducted by both the California Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI). The CDI uses these results to verify that applicants meet the state's eligibility standards and do not have a disqualifying criminal history.
Where Do You Get Fingerprinted for a California Insurance License?
The CDI's designated fingerprint vendor is Capital Live Scan (CLS). You can also complete fingerprinting at a PSI exam site on the day of your licensing exam, though the CDI recommends scheduling your fingerprints separately and ahead of time to prevent processing delays. Some applicants choose to visit a Department of Justice-approved Live Scan location independently. Whichever option you select, you will need to complete the Request for Live Scan Service form (BCIA 8016)Fingerprints Forms Oag.ca.gov before your appointment.
When Should You Schedule Fingerprinting?
The CDI advises submitting fingerprints after your license application has been filed. However, experienced applicants often schedule their appointment within a day or two of applying, so results arrive while the application is still being processed. Delaying this step is one of the most common reasons licensing takes longerPre License How To Get Your Insurance License In California Resources than expected in California.
What to Bring to Your Fingerprint Appointment
Arrive with a valid, government-issued photo ID (driver's license, passport, or military ID) and your completed Live Scan form. The name on your ID must match the name on your license application exactly — discrepancies can delay processing. You will also need to pay the applicable fingerprinting fee at the time of service.
Are There Any Exemptions?
Non-resident applicants who were previously licensed as a resident insurance producer in California and have already submitted fingerprints on file with the CDI may be exempt. Additionally, non-resident applicants from certain reciprocity statesPre License How Insurance License Reciprocity Works For California Agents Resources where fingerprinting was a condition of their home-state license may also qualify for an exemption. Contact the CDI directly at (800) 967-9331 to confirm your status before skipping this step.
What Can Slow Down Your Fingerprint Results?
- Name mismatches between your Live Scan form, license application, and photo ID
- Scheduling delays — waiting weeks after applying to book your appointment
- Incomplete forms — arriving without a pre-filled BCIA 8016
- Background flags — prior convictions or records requiring additional CDI review
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If you’re eager to learn how to not only get licensed but also thrive in your insurance career, check out our Tips for Becoming a Successful Insurance Agent.
How California Compares to Other States
| State | Fingerprinting Required? | Vendor |
|---|---|---|
| California | Yes — all first-time residents | Capital Live Scan (CLS) |
| Texas | Yes — all applicants | IdentoGO |
| Florida | Yes — all applicants | IdentoGO |
| Arizona | No fingerprinting required | N/A |
Compared to states like Arizona that skip fingerprinting entirely, California's process adds a few extra days to your licensing timelinePre License Insurance Licensing Questions Resources. But with a little planning, it doesn't have to slow you down.
Fingerprinting is a straightforward step, but it catches new applicants off guard more often than the exam itself. Schedule early, double-check your paperwork, and keep your timeline on track. If you're ready to start the licensing process the right way, explore proven study strategiesPre License How To Study Insurance Licensing Exam Resources so you're prepared for every step — not just this one.
Ready to launch your California insurance career? Aceable Insurance gives you the state-approved education, exam prep, and step-by-step guidance to get licensed with confidence. Start your California pre-licensing course today.Pre License How To Get Your Insurance License In California Resources
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