Do I Need Fingerprints for a Florida Insurance License?
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- Required: All Florida insurance license applicants must submit fingerprints for a criminal background check
- Provider: IdentoGO by IDEMIA handles all Florida insurance fingerprinting at LiveScan locations statewide
- Cost: Approximately $50.75 plus applicable Florida county sales tax
Fingerprinting is mandatory for virtually all insurance licenses issued by the Florida Department of Financial Services. This requirement ensures consumer protection by verifying that prospective agents meet character and fitness standards before entering the profession.
How Do I Complete Florida Insurance Fingerprinting?
Florida residents should use the electronic LiveScan method for fastest processing. Register and pay through the IdentoGO websiteFl.state.identogo.com or by calling 1-800-528-1358. After registration, you'll receive a list of nearby LiveScan locations where trained technicians capture your fingerprints electronically.
The process typically takes 15-20 minutes at an IdentoGO enrollment center. Your fingerprints are submitted electronically to the Florida Department of Law Enforcement, which then forwards results to the Florida DFS Bureau of LicensingDivision Agents Licensing Agents And Adjusters Fingerprinting Information Myfloridacfo.com.
What Are the Fingerprinting Options?
| Method | Best For | Processing Time |
|---|---|---|
| LiveScan (Electronic) | Florida residents | 24-72 hours |
| Fingerprint Cards (Mail) | Out-of-state applicants | 2-4 weeks |
Out-of-state applicants can register for the fingerprint card option through IdentoGO. After payment, you'll receive a fingerprinting packet with two pre-labeled cards. Have your fingerprints taken by a law enforcement agency or authorized fingerprinting service, then mail both completed cards to the address provided.
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When Should I Get Fingerprinted?
You can complete fingerprinting before or after passing your licensing examPre License How To Study Insurance Licensing Exam Resources. Many applicants submit fingerprints while studying for their exam to avoid delays in license issuance. Fingerprint results remain valid for one year for applicants who don't currently hold a Florida insurance license.
If you already hold an active Florida insurance license and submitted fingerprints within the last 48 months, you typically won't need to submit again for additional license types. Understanding the licensing processPre License Insurance Licensing Questions Resources helps you plan your timeline efficiently.
What If My Fingerprints Come Back Illegible?
If your initial LiveScan submission returns as illegible, IdentoGO will request another submission at no additional charge. For fingerprint card submissions, IdentoGO uses your second card automatically. If both cards are illegible, the Bureau of Licensing submits a name-based check to the FBI, which may take up to 45 days.
Some individuals have fingerprints that are difficult to read due to age, certain occupations, or chemical exposure. IdentoGO's equipment and trained staff maximize image quality to reduce illegible submissions.
Does a Criminal Record Prevent Licensing?
Not necessarily. The Florida DFS evaluates each application individually. Minor offenses typically don't disqualify candidates, while convictions involving fraud, dishonesty, or financial crimes may create challenges. If you have concerns, contact the Division of Agent and Agency ServicesDivision Agents Myfloridacfo.com before investing in education.
Many successful agentsPre License Tips Becoming A Successful Insurance Agent Resources have overcome past mistakes to build rewarding careers. Transparency during the application process is essential.
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