How to Become an Insurance Agent with No Experience

Meet the Basic Requirements 

Before diving into courses and exams, ensure you meet the basic requirements, which are surprisingly minimal. Most states require insurance agents to be at least 18 years old with a high school diploma or equivalent. No college degree or prior industry experience is necessary!

Insurance agencies and state regulators prioritize what you learn in your licensing course and exam over past insurance jobs.

No experience? No problem. Get licensed from your laptop.

Dreaming of a new career but worried about your lack of insurance experience? Don't be! Many successful agents started right where you are - at square one. If you're wondering how to become an insurance agent without experience, you're in the right place.

With a state-approved online course, you can complete your education, pass the licensing exam, and apply for your license in just a few weeks. It is a practical way to start a new career with flexibility and stability.

Enroll in a Pre-Licensing Course

The pre-licensing insurance course is the foundation of your new career, teaching you essential basics like insurance terms, laws, and policies. 

With Aceable, you can study anytime, anywhere - on your lunch break, after putting the kids to bed, or whenever you have a spare moment.

Surprisingly, becoming an insurance agent doesn't take long. Pre-license courses are often around 20-40 hours; some finish the coursework in a week or two, while others spread it over a month. Getting fully licensed can take as little as a few days to a few weeks. You could be studying this month and licensed by next month!

Ace the Licensing Exam with Smart Preparation

After completing your pre-licensing course, the next step is passing your state's insurance licensing exam. Don't let the word "exam" intimidate you - with proper preparation, you've got this. 

Schedule your exam soon after finishing the course while the material is fresh. On exam day, take a deep breath, pace yourself, read carefully, and use the process of elimination on tough questions.

Most states require a passing score of around 70%. Even if you don't pass the first time, you can usually retake the exam after a waiting period. 

But let's focus on acing it the first time!

Get Licensed and Launch Your New Career

After passing the exam, it's time to get your official insurance license from your state. Submit proof of passing the exam, complete any paperwork, and once approved, you'll receive your license. Congrats, you're officially an insurance agent!

With your license, you can start working as an insurance agent, either with a company or agency, or independently. Many companies offer new agent training programs, so you'll continue learning on the job. Gain real-world experience helping clients, knowing that many agencies love hiring motivated career changers.

Let's talk earning potential. 

According to the U.S. Bureau of Labor Statistics, the median insurance agent salary is around $60,000 annually. But with commissions and bonuses, your earnings can grow as you sell more policies. Motivated agents often earn well above average, with real potential to "earn good money" in this field. The job outlook is positive, with steady demand for insurance professionals.

Beyond the paycheck.

Being an insurance agent is fulfilling. You'll help people protect what matters most to them. When clients face challenges, you'll be the hero who sets them up with the right coverage. As you gain experience, you can expand your career by getting licensed in additional lines of insurance, growing your own agency, or specializing in niches like life or real estate insurance.