How to Finish Your California Insurance CE on Time

The world of insurance is constantly evolving, and so are the rules. In 2025, staying compliant as a licensed agent in California means keeping up with evolving CE requirements, new mandates, and more specialized training, and feeling overwhelmed. Don’t. We’ve got the clarity you need to move forward with confidence.

What are the core CE requirements in California?

Every two years, California insurance agents must complete 24 hours of continuing education. Here’s the breakdown:

• 24 hours of total CE
  

• 3 hours of ethics 
  

• Courses must align with your license type (life, health, property, casualty, etc.)
  

What’s new for 2025? Product-specific training requirements

New mandates under Senate Bill 263 add targeted training for specific lines of business. Depending on what you sell, the following may apply:

• A one-time 4-hour Life Insurance Policies Training for non-term life products (required only if you were licensed on or after January 1, 2024)
  

• 2 hours of Variable Life Insurance Training every renewal cycle
  

• An initial 8-hour Annuity Training, plus a 4-hour refresher every two years
  

These rules apply before you can sell, solicit, or negotiate these products, so if you’re not offering them yet but might in the future, it’s smart to take the training early.

Balancing work, clients, and compliance

You’ve got a full plate. CE can feel like just another obligation, but it’s also a chance to sharpen your skills and stay ahead of industry shifts. When approached strategically, CE becomes more than just a requirement. It’s an investment in staying relevant, credible, and competitive.

What to look for in a CE provider

The best CE providers understand your world. Look for:

• Mobile-friendly courses that fit your schedule
  

• State-approved content specific to your license type
  

• Updated materials that reflect the latest regulations
  

• Engaging formats that keep you focused and moving forward
  

Smart strategies for staying on top of CE

Don’t let CE sneak up on you. Here’s how to stay ahead:

• Diversify your courses. Go beyond the basics with topics that add business value, like retirement planning, cross-selling, or risk management.
  

• Pace yourself. Spread out courses over the two-year cycle instead of cramming before your deadline.
  

• Apply what you learn. Jot down takeaways and use them in your client conversations.
  

• Stay current. Follow industry bulletins, regulatory updates, and trusted continuing education (CE) providers for mid-cycle changes.
  

Complete your California CE with confidence

CE in 2025 doesn’t have to be a hassle. When you have the correct information and the right provider, it becomes a smooth, straightforward process that strengthens your skills and keeps your license in good standing.

Stay proactive about your professional development and ensure you're always ahead of the curve with Aceable's comprehensive, flexible CE solutions. Get started today and keep your career on track!