How to Start a Life & Health Insurance Career in Texas
Ready to level up your insurance game? Get the expert guidance and resources you need to go pro.
A Clear Path to a Career That Pays Off
Looking for a career with purpose, flexibility, and real earning power? Becoming a licensed life and health insurance agent in Texas might just be the opportunity you’ve been waiting for. With demand for agents rising and the ability to earn $100K or more, this path offers more than just a paycheck; it offers possibility.
The best part? You don’t need a degree or years of experience to get started. Just a state license, the right training, and a strong work ethic.
1. Know What Texas Requires
To sell life and health insurance in Texas, you need to get licensed by the Texas Department of Insurance (TDI). Here’s what that involves:
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Pass the state licensing exam
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Get fingerprinted through IdentoGO for a background check
Texas doesn’t require pre-licensing education, but most agents take a course anyway to boost their odds of passing on the first try.
2. Choose a Pre-Licensing Course That Sets You Up to Win
A quality course can mean the difference between passing and re-testing. The right one should be:
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TDI-approved and regularly updated
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Mobile-friendly, so you can learn anywhere, anytime
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Clear and engaging, with no confusing jargon
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Built to help you pass with practice tests and instructor support
3. Pass the Texas Licensing Exam Like a Pro
The Texas Life & Health Insurance exam includes around 145 multiple-choice questions on:
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Insurance laws and regulations
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Life insurance policies and riders
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Health insurance basics
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Annuities, disability income, and more
Ready to take your insurance career to the next level?
If you’re eager to learn how to not only get licensed but also thrive in your insurance career, check out our Tips for Becoming a Successful Insurance Agent.
4. Get Fingerprinted and Apply for Your License
Once you pass your exam, you’ll need to:
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Schedule fingerprinting through IdentoGO
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Save your fingerprinting receipt and exam score
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Apply for your license via Sircon or NIPR
Once approved, you’re officially licensed to sell life and health insurance in Texas. Let the career-building begin.
5. Build a Future You’re Proud Of
The insurance industry isn’t just growing, it’s evolving. Today’s agents are trusted advisors, digital-first communicators, and often their clients’ financial lifelines.
You’re launching a future with real earning power, flexibility, and the chance to help people protect what matters most.
What You Really Need to Know
- A solid pre-licensing course gives you the best shot at passing the exam on your first try
- You'll cover life insurance, health insurance, annuities, and Texas regulations
- You'll need to get fingerprinted through IdentoGO for a background check
- Once you pass the exam, apply for your license through Sircon or NIPR
- Most new agents can get fully licensed in just 2–4 weeks with focused prep
Your License, Your Launchpad
Getting licensed as a life and health insurance agent in Texas isn’t just a box to check, it’s the beginning of a career with purpose. Whether you’re craving more flexibility, financial growth, or the chance to help others protect what matters most, this path opens doors.
With no degree requirement and on-demand training that fits your life, there’s nothing stopping you from getting started. From exam to application to real-world earnings, every step moves you closer to a career you can grow on your own terms.