How Long Does It Take to Get Your Pennsylvania Insurance License?

Securing your Pennsylvania insurance license in 2025 has never been more streamlined. With key updates effective April 29, 2025, under Act 142 of 2024, the path to licensure now bypasses mandatory pre-licensing education and lets candidates focus on targeted preparation. This guide provides an accurate breakdown of timelines, steps, and strategic resources to help you launch your insurance career efficiently.

1. Pre-Licensing Courses Are Optional But Strongly Recommended

As of April 29, 2025, Pennsylvania no longer requires pre-licensing education for insurance producer candidates (Pennsylvania Insurance Department). While the state has removed this mandate, we strongly recommend taking a high-quality prep course to boost your success. The exam still covers challenging material on state regulations, ethics, contracts, and insurance principles.

Aceable's Pennsylvania Insurance License Course is designed for new agents. It includes mobile-friendly lessons, real-world practice exams, and instructor support to help you feel confident on test day.

Benefits of Taking a Prep Course:

• Learn Pennsylvania-specific insurance laws in structured modules
• Retain content with interactive quizzes and guided study paths
• Increase your first-time exam pass rate through focused review

2. Schedule and Pass the PSI Licensing Exam

After your prep, schedule the Pennsylvania insurance exam through PSI. Testing is offered online or at official locations across the state.

Key exam facts:

• Multiple-choice format with a 70 percent passing score
• Exams include both national and Pennsylvania-specific content
• Bring a valid photo ID on test day

Most candidates can complete their study, schedule, and pass the exam in as little as 7 to 10 days, especially with a focused prep schedule. 

3. Complete Fingerprint Background Check

To obtain your license, you must complete a fingerprint background check through IdentoGO. This must occur after passing the exam and starting your application.

• Use service code 1KGBGJ when registering with IdentoGO
• Schedule an in-person fingerprinting appointment
• Processing typically takes 48 to 72 hours

4. Submit Your License Application

Submit your license application through either Sircon or NIPR. You can begin this process after passing your exam.

• Application must be filed within 12 months of passing
• Most licenses are issued within 5 to 10 business days once all documentation and fingerprinting are complete
• Once approved, print your license from the Pennsylvania Insurance Department portal

5. Get Appointed by an Insurance Company

After your license is issued, you must be appointed by a licensed insurance carrier before conducting any sales. This appointment process can take as little as 3 to 5 days if initiated early by your employer.

How Long Does It Really Take?

Step	Estimated Time
Prep Course	5 to 10 days
PSI Licensing Exam	1 to 2 days
Fingerprint and Background Check	2 to 3 days
License Application	5 to 10 business days
Carrier Appointment	3 to 5 days
Total Estimated Time	2 to 3 weeks

With focused effort and the right preparation tools, many candidates can complete the licensing process in as little as two to three weeks.

Continuing Education Requirements

To maintain an active license, Pennsylvania requires:

• 24 hours of continuing education every two years
• 3 of those hours must be in ethics

Aceable provides continuing education options that are state-approved and available entirely online.

Tips to Accelerate the Licensing Timeline

1. Begin a prep course the same week you decide to get licensed
2. Schedule your PSI exam immediately after finishing your course
3. Book your fingerprinting appointment in advance
4. Submit your license application online the day you pass the exam
5. Coordinate early with insurers for a faster appointment process

Why Aceable Is Your Smartest Choice

Aceable is designed for future agents who want:

• A self-paced, mobile-friendly prep program
• Direct support from industry experts
• Exam content aligned with the Pennsylvania PSI exam
• State-specific CE to keep your license active

Explore all your options at Aceable Pennsylvania License Hub

Frequently Asked Questions

Is pre-licensing education required in Pennsylvania?

No. As of April 29, 2025, pre-licensing education is optional. However, completing a prep course is strongly recommended.

What is the passing score for the Pennsylvania insurance exam?

You must score 70 percent or higher to pass.

When should I schedule fingerprinting?

After passing the exam and submitting your license application.

How long does it take to receive a Pennsylvania license?

Most licenses are issued within 5 to 10 business days after application and fingerprinting.

What CE do I need to renew my Pennsylvania license?

24 hours every two years, including 3 ethics and 2 flood hours for property and casualty lines.

Final Thoughts

Getting your Pennsylvania insurance license in 2025 is faster and more flexible than ever. Although the state no longer requires pre-licensing courses, taking a structured, state-aligned prep program dramatically improves your exam success rate. Aceable’s self-paced platform and expert materials ensure you have the confidence and knowledge to pass, apply, and get appointed quickly.