Get Licensed with Illinois Life & Health Insurance Courses

1. Ethical Dilemmas for Insurance Professionals - Live Webinar - 3 hours

   • 3 credit hours

   • This fast-paced live-streamed webinar covers various ethics-related issues across all major personal and commercial insurance lines. No webcam required.

   • Webinars are offered multiple times per week, with options from 9:30 a.m. to 12:30 p.m. or 1:30 p.m. to 4:30 p.m. CST

2. Applying Insurance Concepts - Self-Study - 10 hours

   • 10 credit hours

   • Topics include (but not limited to):

     • The importance of insurance as a risk management tool

     • Professional risks faced by insurance agents and brokers

     • Proper claims handling and more

3. Providing Insurance Solutions - Self-Study - 11 hours

   • 11 credit hours

   • Topics include (but not limited to):

     • Covering commercial property

     • Managing long-term care risks

     • Understanding annuity products

The Illinois Department of Insurance requires:

• You're at least 18 years old.
• You complete state-approved pre-licensing education for each line of authority you want to sell. For a combined Life & Health license, that's 40 hours total, with 15 of those hours completed live (classroom or webinar). Single-line Life or Health is 20 hours, with 7.5 live.
• You pass the state licensing exam for each line of authority.

Here's the full guide to becoming an agent in IllinoisPre License How To Get Your Insurance License In Illinois Resources.

Easy. As soon as you enroll, you'll get instructions to schedule your required live webinar hours. Pick the dates and times that work for your life. No back-and-forth, no waitlists.

A lot. With your Illinois Life & Health license, you can sell:

• Life insurance — pays a benefit to beneficiaries when the insured passes away.
• Health insurance — covers medical expenses from illness or injury.
• Disability income insurance — replaces income when someone can't work due to disability.
• Long-term care insurance — covers nursing home care, in-home care, and other extended services.
• Accident insurance — pays out for accidental injuries.
• Medicare supplement policies — fill the gaps in Medicare coverage for older clients.

See every product Illinois producers can sellPre License Types Insurance Producer Can Sell Illinois Resources.

Once you enroll, you will automatically receive:

• Access to the course instructions and additional PDF of course slides

• A username and password so you can immediately access the online course materials

• The digital course textbook

• Access to instructor support

• Test prep materials to help you study for your exam

You must wait a minimum of five (5) business days after passing the exam to complete the licensing process and pay state licensing fees.

Most people get licensed in 4 to 6 weeks. Here's the rough timeline:

• Pre-licensing course: 40 hours of study, completed at your own pace
• State exam: scheduled through Pearson VUE (often available within days)
• 5-day waiting period after passing the exam
• License application through NIPR (processed in a few business days)

Want the full walkthrough? Here's how to start your insurance careerPre License How To Get Your Insurance License In Illinois Resources without cutting corners.

It's challenging, but it's beatable with the right prep. National first-time pass rates hover around 55–65%, with most of the difficulty in policy provisions and Illinois-specific state law.

Aceable students prep using the official Illinois exam outline, so they're studying exactly what's tested. Here's a full breakdown: exam difficulty guidePre License How Hard Is The Life And Health Insurance Exam In Illinois Resources.

Mostly yes. Your self-paced coursework is 100% online, and Illinois lets you complete your required live instruction by webinar, no commute, no classroom. The state exam itself is taken at a Pearson VUE testing center.

The combined exam covers two main parts: a general section and a state-specific section. Topic breakdown looks roughly like this:

• Life insurance: term, whole, universal, policy provisions, beneficiaries
• Health & accident insurance: individual and group health, disability, LTC, Medicare supplements, HMOs/PPOs
• General insurance principles: insurable interest, types of insurers, the producer's role
• Illinois-specific laws and regulations: roughly half of the state-specific portion

For state-by-state context, here's the full insurance license processPre License How To Get Your Insurance License In Illinois Resources in Illinois.

Illinois licenses renew every two years on the last day of your birth month. You'll need to complete 24 hours of continuing education (CE), including 3 hours of ethics taken in a classroom or live webinar. We've got Illinois CE coursesIllinois Continuing Education ready when you're up for renewal.

Yes. Illinois requires every insurance license applicant to pass a fingerprint-based criminal background check. You'll get fingerprinted at an approved live scan vendor (like IdentoGO), and your results are sent electronically to the Illinois Department of Insurance.

A criminal history doesn't automatically disqualify you, but felonies involving fraud, dishonesty, or breach of trust can lead to denial. Fingerprints must be submitted within 60 days of your application. Here's the full step-by-step guidePre License What Should I Expect After Signing Up For An Illinois Insurance Course Resources to what happens after you enroll.

Absolutely. Most Aceable students keep their day jobs while prepping. Plan for around 10–15 hours of study per week, broken into daily 30-minute sessions if that's easier. Most working professionals finish their course and pass the exam in 4 to 8 weeks.

Need a game plan? Here are five study tips for working studentsPre License Can You Work While Studying For Your Insurance License In Illinois Resources.